What Does the Bible Say About Financial Advice?

Where do material blessings come from? It’s in the Bible, Deuteronomy 8:18 NIV

“But remember the Lord your God, for it is He who gives you the ability to produce wealth.”

Can money get in the way of more important things? Wealth can become the center of our life and take God’s place. It’s in the Bible, Jeremiah 9:23-24, NIV

“This is what the Lord says: “Let not the wise man boast of his wisdom or the strong man boast of his strength or the rich man boast of his riches, but let him who boasts boast about this: that he understands and knows Me, that I am the Lord, who exercises kindness, justice and righteousness on earth, for in these I delight,” declares the Lord.”

Wealth can give us wrong attitudes about material things. It’s in the Bible, Luke 12:15 NIV

“Then [Jesus] said to them, “Watch out! Be on your guard against all kinds of greed; a man’s life does not consist in the abundance of his possessions.”

It is unwise to make financial success a priority. It’s in the Bible, Matthew 6:24, NIV

“No one can serve two masters. Either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve both God and Money.”

I Timothy 6:9, NIV

“People who want to get rich fall into temptation and a trap and into many foolish and harmful desires that plunge men into ruin and destruction.”

While it is not impossible, it is difficult for the rich to become citizens of God’s kingdom. It’s in the Bible, Mark 10:23-25, NIV.

“Jesus looked around and said to His disciples, ‘How hard it is for the rich to enter the kingdom of God!’ The disciples were amazed at His words. But Jesus said again, ‘Children, how hard it is to enter the kingdom of God! It is easier for a camel to go through the eye of a needle than for a rich man to enter the kingdom of God.'”

The love of money leads to evil. It’s in the Bible, I Timothy 6:10, NIV.

“For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs.”

Greed often accompanies prosperity and can lead to crime. It’s in the Bible, James 4:1-2, TLB

“What is causing the quarrels and fights among you? Isn’t it because there is a whole army of evil desires within you? You want what you don’t have, so you kill to get it. You long for what others have, and can’t afford it, so you start a fight to take it away from them. And yet the reason you don’t have what you want is that you don’t ask God for it.”

It’s true, the more you give, the greater will be your reward. It’s in the Bible, Luke 12:33-34, NIV

“Sell your possessions and give to the poor: Provide purses for yourselves that will not wear out, a treasure in heaven that will not be exhausted, where no thief comes near and no moth destroys. For where your treasure is, there your heart will be also.”

What investment strategy does God recommend? It’s in the Bible, I Timothy 6:17-19, NIV.

“Command those who are rich in this present world not to be arrogant nor to put their hope in wealth, which is so uncertain, but to put their hope in God, who richly provides us with everything for our enjoyment. Command them to do good, to be rich in good deeds, and to be generous and willing to share. In this way they will lay up treasure for themselves as a firm foundation for the coming age, so that they may take hold of the life that is truly life.”

A valuable reminder for property owners. It’s in the Bible, Leviticus 25:23, TLB

“And remember, the land is Mine, so you may not sell it permanently. You are merely My tenants and sharecroppers!”

Contentment is not related to amount of money or possessions. It’s in the Bible, Philippians 4:12-13, TLB.

“I know how to live on almost nothing or with everything. I have learned the secret of contentment in every situation, whether it be a full stomach or hunger, plenty or want; for I can do everything God asks me to with the help of Christ who gives me the strength and power.”

God asks us to return tithe [10%] and offerings to Him and in return He promises unlimited blessings. It’s in the Bible, Malachi 3:8-10, NIV.

“Will a man rob God?” Yet you rob Me. “But you ask, ‘How do we rob You?’ “In tithes and offerings.” Bring the whole tithe into the storehouse, that there may be food in My house. Test Me in this,” says the Lord Almighty, “and see if I will not throw open the floodgates of heaven and pour out so much blessing that you will not have room enough for it.”

Christ endorsed tithing. It’s in the Bible, Matthew 23:23, NIV.

“Woe to you, teachers of the law and Pharisees, you hypocrites! You give a tenth of your spices—mint, dill and cummin. But you have neglected the more important matters of the law—justice, mercy and faithfulness. You should have practiced the latter, without neglecting the former.”

How may all, rich and poor, honor God? It’s in the Bible, Proverbs 3:9, NIV.

“Honor the Lord with your wealth, with the firstfruits of all your crops; then your barns will be filled to overflowing, and your vats will brim over with new wine.”

If we put God first, He will take care of all our needs. It’s in the Bible, Matthew 6:33, NIV.

“But seek first His kingdom and His righteousness, and all these things will be given to you as well.”

What is the financial counsel of Solomon, the wisest and richest man who ever lived? It’s in the Bible, Ecclesiastes 5:10-20, TLB.

“He who loves money shall never have enough. The foolishness of thinking that wealth brings happiness! The more you have, the more you spend, right up to the limits of your income, so what is the advantage of wealth—except perhaps to watch it as it runs through your fingers! The man who works hard sleeps well whether he eats little or much, but the rich must worry and suffer insomnia. There is another serious problem I have seen everywhere—savings are put into risky investments that turn sour, and soon there is nothing left to pass on to one’s son. The man who speculates is soon back to where he began—with nothing. This, as I said, is a very serious problem, for all his hard work has been for nothing; he has been working for the wind. It is all swept away. All the rest of his life he is under a cloud—gloomy, discouraged, frustrated, and angry… . To enjoy your work and to accept your lot in life—that is indeed a gift from God. The person who does that will not need to look back with sorrow on his past, for God gives him joy.”

What does the Scripture say about my monthly bills? It’s in the Bible, Romans 13:7-8, NIV.

“Give everyone what you owe him: If you owe taxes, pay taxes; if revenue, then revenue; if respect, then respect; if honor, then honor. Let no debt remain outstanding, except the continuing debt to love one another, for he who loves his fellowman has fulfilled the law.”

Be cautious about countersigning loan notes. It’s in the Bible, Proverbs 22:26-27, TLB.

“Unless you have extra cash on hand, don’t countersign a note. Why risk everything you own? They’ll even take your bed!”

What reminder are we given about borrowing money? It’s in the Bible, Proverbs 22:7, NIV.

“The rich rule over the poor, and the borrower is servant to the lender.”

God expects fairness in business dealings. It’s in the Bible, Proverbs 16:11, TLB.

“The Lord demands fairness in every business deal. He established this principle.”

Honesty and fairness are always expected of those who wish to please God. It’s in the Bible, Isaiah 33:15, TLB.

“I will tell you who can live here: All who are honest and fair, who reject making profit by fraud, who hold back their hands from taking bribes, who refuse to listen to those who plot murder, who shut their eyes to all enticement to do wrong.”

It is important to work to earn a living. It’s in the Bible, II Thessalonians 3:11-12, TLB.

“Yet we hear that some of you are living in laziness, refusing to work, and wasting your time in gossiping. In the name of the Lord Jesus Christ we appeal to such people—we command them—to quiet down, get to work, and earn their own living.”

In God We Trust

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CLICK: PARK LANE by Rebecca Taylor

Record Breaking Eviction Rates Result from High Rent, Mortgages and Cost of Living

If food prices haven’t been high enough, now, thanks to Bidinflation, the price to eat is almost 12% over the last year, and the largest annual increase since May 1979.

Specifically, restaurant menu prices increased 8.2%, and grocery prices surged 13.8%.

Inflation, which reached a four-decade high earlier in 2022, increased far more than economists and corporate media told us it would be as summer came to an end. Consumer prices continue to rise according to the Bureau of Labor Statistics.

Although the Biden Administration pat themselves on the back for gas prices, since they have been in office these costs have for the most part, increased and are a chief contributor to inflation for most of the year.

According to data from Zillow, the typical U.S. monthly rent in August 2022 was right at $2,090, a 12.3% increase from a year earlier. By comparison, average U.S. rent was $1,660 before Biden entered the White House.

With rent hikes adversely affecting millions of Americans, 8.5 million people were behind on their rent at the end of August, about 4 million renters say they’re somewhat or very likely to be evicted before the 2022 Holiday season, according to data from the Census Bureau.

The Labor Department said real average weekly earnings decreased 3.4% over the last 12 months.

The Committee to Unleash Prosperity estimates that purchasing power of a median income household family was down about $4,000 over the past 14 months.

As the government artificially makes more cash available to compete over the same number of homes, prices will inevitably rise. These higher home and rental prices especially harm vulnerable populations and increases a dangerous recession.

Shelter costs had the biggest monthly rise since 1991, at 0.7% in August from the prior month– a giant jump by 6.2% compared to the same time in 2021, per the Bureau of Labor Statistics.

BASIC SHELTER

Meanwhile, mortgage rates also surged above 6% for the first time since the housing crash of 2008. The 30-year fixed rate stood at 2.86% a year ago and at 2.65% in January 2021, when President Biden entered the White House.

Food Costs Year Over Year Changes 2021-2022 September

Eggs 39.8%

Butter 24.6%

Flour 23.3%

Roasted coffee 18.7%

Soup 18.5%

Hot dogs18.3%

2% milk 17.7%

Fresh bakery items 17.1%

Canned fruit 16.6%

Chicken 16.6%

Potatoes 15.2%

Pet food 13.1%

.

In God We Trust

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CLICK: PARK LANE by Rebecca Taylor

Four Small Prayers For Those of Us With Little Money

We know of so many people who are struggling with finances today. It is a rarity to find someone who is not.

If you’re staring at a near-empty bank account today, we invite you to open your Bible and dive into God’s Word. We invite you to meditate on its messages of peace, hope and perseverance. And we invite you to join us in reciting these four prayers:

🔹Lord, give me peace when money is tight. 
Peace is what I leave with you; it is my own peace that I give you. I do not give it as the world does. Do not be worried and upset; do not be afraid. – John 14:27 (GNTD)

🔹Lord, give me hope when I have none.
May God, the source of hope, fill you with all joy and peace by means of your faith in him, so that your hope will continue to grow by the power of the Holy Spirit.– Romans 15:13 (GNTD)

🔹Lord, give me wisdom as I make decisions about my money.
Trust in the Lord with all your heart. Never rely on what you think you know. Remember the Lord in everything you do, and he will show you the right way.– Proverbs 3:5-6 (GNTD)

🔹Lord, provide for my needs.
Look at the crows: they don’t plant seeds or gather a harvest; they don’t have storage rooms or barns; God feeds them! You are worth so much more than birds!– Luke 12:24 (GNTD)

In God We Trust

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The Art of Being Happily Poor

Today, many people are suffering just to make ends meet. Once, I was considered somewhat wealthy compared to most. Life experiences changed that.

Not many know this, but I was actually homeless for a while. I took a retirement job at a golf resort. This allowed me to sleep safely in my pickup, shower in the locker room, eat healthy and make wonderful friends. Homeless was only temporary, but I learned plenty about life and happiness. Each day at work for 9 years my goal was to make 100 people smile or laugh. I counted them daily.

For many years it has been a personal ambition to make others feel better about themselves and have a positive outlook when they walk away. It makes me happy.

After a long successful and busy career, I counted on my investigation and writing skills to earn more money. It became natural to just look around for every little thing I could be grateful for in my life. The main secret to happiness is to appreciate what we have. I became rich in my own way.

There are many ways to live a happy life. These are things that make me the happiest I have ever been:

🔹Stay creative.

🔹Help others.

🔹Do free or low cost activities. For us it means enjoying a walk, swim, bike ride, library, community center, attending classes, hiking, camping, gardening, and picnics. We don’t watch TV or spend hours on social media. It is similar to being a child again, full of wonderment and discovery.

🔹We made changes. Instead of spending every night in an expensive hotel, we take our tent and gear to ocassionally camp out overnight. It’s healthy and beautiful outdoors. We have no Internet at home. I don’t even know what internet and cable/satellite TV costs these days. We take our garbage to the local dump less than two miles away. We average $18 a month. Our nearest neighbor spends $45 to have someone pick their trash up.

It’s a simple and awesome existence. Less stress.

I learned that you can be happy when you don’t have the means and money you once had. In fact, some of the saddest people I know have plenty of money. They pay taxes on their homes and real estate. Their lives are complex. Ours is simple and cheap. We don’t spend and accumulate “things” much anymore. We survive and accumulate memories. We laugh and smile a lot.

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Biden Stumbles Answering About Food Shortages and Farming Regulations

In September 2020, Joe Biden came out of his basement to be at a CNN town hall in Moosic, Pa. right before the infamous stolen presidential election.

One of the citizens in the audience began her question to Biden by noting the tremendous burden the Obama administration placed on farms through overregulation. She then asked, “How do you plan to decrease the regulatory burden for farmers and businesses as a whole?”

This was Biden’s actual answer:

Two ways. Number one: Provide for your ability to make a lot more money as farmers by dealing with you being able to put land in land banks and you get paid to do that to provide for more open space and provide for the ability of you to be able to be in a position that we are going to pay you for planting certain crops that in fact absorb carbon from the air.

That is part of what the plan relates to in terms of agriculture and the environment. But as it relates to — if you are talking about regulation as it relates to fertilizer and water tables, that’s a different thing.

In the United States, in my state of Delaware, we have a $4 billion industry — chickens. And poultry. And all the manure, quite frankly, that is a consequence of chickens and so it is polluting the Chesapeake Bay. What we’ve found out, we invested a lot of money and found out you can pelletize this and take out the methane so you are in a position where you can use that fertilizer without the damage that was being done before.

The same way with horse manure and cow manure and pig manure. And we can create thousands of jobs in rural America as a consequence of setting up these small industries within communities.


And so that’s the way you’ll be able to continue to farm without worrying about whether or not you’re polluting and being in a position where you’re able to make money by what you do in the transition as well be able to grow more.

The town hall audience, and likely as well for anyone following along on television or radio, began tuning out as Biden rambled…and never missed the fact he forgot his second part.

Not long ago, just after attending NATO and G7 leadership conferences, Biden actually told the world “with regard to food shortages, yes we did talk about food shortages. And it’s going to be real.”

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From award-winning Texas author Cynthia Leal Massey.

Tips and Secrets for Better Internet in Rural Areas: RVers, Campers and Country Living

It’s no secret Bidenflation has forced millions to seek out ways to reduce food, travel and living expenses.

In 2020, we moved to a rural area in the Texas Hill Country away from congestion, traffic and rising crime. We have no regrets about living a far less expensive and peaceful life. It allows us to work and write from home or on occasional road trips.

Due to the high cost of just about everything, including rentals and housing, more Americans are:

🔹Living in RVs and Campers.

🔹Using tents instead of hotel rooms.

🔹Taking “staycations” and limiting travel closer to home.

🔹Working remotely on the internet from home instead of commuting to and from a work location.

🔹Becoming Digital Nomads, wandering the country taking miscellaneous work and temporary employment.

We loved Guadalupe River State Park in April 2022

In 2022, the United States should break records with over 305 million internet users within its borders, which accounts for this rise in numbers of digital nomads and remote workers all over the country. 

Unfortunately, as practical as this may sound, these remote workers and  digital nomads, along with over 25 million Americans, continue to struggle with slow internet speeds and lack access to high-speed internet facilities due to the rural locations they may find themselves in.

Slow internet speeds can affect work deliverables, hamper productivity, and even jeopardize employability, especially if the job requires high internet speeds for effectiveness. 

These tips may improve your internet connection if you are living in a rural area, are on the road, or just camping out.

Tips for Rural Residents 

Turn off your router for some time. Giving your router a break can help refresh your internet connection and improve your speed issues. Doing this daily stimulates your internet connection, especially when experiencing a lag.  This fix won’t take your speeds to NASA levels, but it should help.

What’s your Data Capacity? A data cap may be responsible for slowing your home speeds. Your ISP allocates the amount of data you can use every month. Once exceeded, your internet speed drops drastically. The cap limit is outlined in your bill.

Move your Router. Where is your router positioned? That may be why your internet speed sucks.  Moving the position of your router to a higher point or more central location in your home will ensure the Wifi signal from your router reaches every corner of your building. With most wireless modems, the closer you are, the higher your internet speed.

Get Wired. Ditch wireless connections and get wired to eliminate any lags in speed you may be experiencing. Many people don’t know this, but cabled connections like Ethernet are safer, more reliable, and faster than most wireless connections.

Ads are a Drag. Literally. Every time you are online, you see ads. It’s everywhere, on every website; you can’t escape it. Or can you? Ads slow down your internet speeds, especially those heavy, annoying auto-play videos. You can fix this by installing an ad blocker in your browsers.

Scan regularly for Viruses and Malware. Viruses and malware may also be responsible for your crawling internet speeds. Install software that scan your device and connections for viruses and malware, set it up to scan regularly, and you should be fine.

Tips for Campers

Stay centered. Or as close to the center of the camp as you possibly can. The range for RV parks and Campground Wifi signals, thanks to FCC regulations, is limited to just under 300 feet. The closer you are to the camp router, which is often set up in the center of the camp, the better your internet connection.

The less green, the better. Dense trees, foliage, and even high walls can reduce your internet connection quality. For the signal to get to you uninterrupted, you must ensure you are not being obstructed by greenery or other natural or artificial fixtures. Set up your camp in an open space to improve your connection quality.

Upgrade your receiver. A Wi-Fi reception booster or antenna can improve your internet connection and reduce lags. Both instruments can receive and upgrade your internet signals on all your devices. They are easy to install and set up, and you should get sorted out quickly.

Look before you Camp. Different RV parks and Camps use different ISPs for internet access. Do some research before you camp in that park or hotspot. Check reviews for internet speeds and plan accordingly.

Tips for RVers 

Choose your equipment carefully. The right equipment can mean the difference between consistent high internet speeds and slower speeds. Pick the right cellular equipment for your needs, the more powerful your router, the more powerful your internet connection will be.

X marks the Spot. Using a coverage map will help you navigate areas with spotty coverage and keep you informed about signal strength so you are never caught in the lurch.  These maps are not always accurate but are still great tools for planning your travels.

Avoid Congestions. Areas with many internet users can experience low internet speeds due to heavy data traffic. Congested areas like festivals, concerts, and even football games have tended to experience an overload on the internet infrastructure, resulting in slow connection speeds.

Less is good: The fewer devices connected to your network, the better. Make sure your devices are connected to the devices you are using at the moment. It is easy to lose track of background devices, leading to an increased lag in your internet speed as they update regularly.

Definitely not us. LOL.

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From award-winning Texas author Cynthia Leal Massey.

Which States Did Most People Move From and To Since COVID Began?

Data from United Van Line’s “45th Annual National Movers Survey” tracks their exclusive data for customers’ state-to-state migration patterns.

Data from the survey indicates:

🔹Vermont is the state with the highest percentage of inbound migration during 2021, at 74 percent.

🔹South Dakota follows with 69 percent

🔹South Carolina at 63 percent

🔹West Virginia at 63 percent

🔹Florida at 62 percent. 

Where are they moving from?

States with the highest percentage of outbound migration include:

🔹New Jersey at 71 percent

🔹Illinois at 67 percent

🔹New York at 63 percent

Connecticut at 60 percent

🔹California at 59 percent

In addition to the state-by-state data, United Van Lines conducts an accompanying survey to examine the motivations and influences of Americans’ interstate moves.

Primary reason for move: 2018-19, 2020-21

🔹Job change or transfer: 51.4%, 37.1%

🔹Physically closer to family: 23.2%, 29.6%

Retirement/lifestyle: 29.8%, 31.8%

The United Van Lines data analysis shows that the pre-pandemic move patterns were mostly the same as pandemic-era moves. However, the number of moves was substantially lower after the pandemic began. 

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From award-winning Texas author Cynthia Leal Massey.

What to Know Before You Decide on Buying an Electric Vehicle

Can You Say “Range Anxiety?”

That is anxiety that comes from not knowing whether or not you will be able to make it to a charging station before the battery is depleted.

I talked with several Electric Vehicle (EV) owners and a mechanic to ask about the ins-and-outs of these cars and trucks.

“The first hard lesson I learned about owning an electric vehicle was the inconvenient charging,” Steve, who sold his 2018 model after just two years said.

Steve had to talk his employer into installing a charging unit at his place of work near downtown San Antonio, Texas to ensure he had enough power to make it home, 40 miles away in the Hill Country foothills near Boerne.

“Stop and start traffic on the highways made me nervous,” he explained. “I didn’t get home until close to midnight so I was constantly worried about power at night.”

“If I had it to do over again, I would have spent more time studying, but in retrospect, I can tell you as I experienced constant mechanical and electric maintenance and warranty issues, I changed my mind,” he continued. “When I began to read and hear about Biden’s Green Build Back Better policies, with impending demands imposed by the EPA and other governmental regulating bodies, I had enough. I took a $11,000 loss, but lessons learned, and now I’m relieved.”

“Charging ain’t free,” Ronald, another San Antonio EV owner announced. “I spent about $2,800 turnkey to install a high output (Level 2) charger in my garage. Before that, I had started by running an extension cord and trading the electrical socket back in forth for my kitchen stove and car battery. I couldn’t chance the possibility of needing to drive at night not knowing if I had enough charge in an emergency.”

“For long trips I had issues with ‘range anxiety for sure,” he said. “I’d plan to find a Wal-Mart or someplace to hangout while my car was charging.”

“I have a Mercedes-Benz EQS and get a bit over 400 miles on one charge,” Ronald added. “If I’m driving long distances it, of course, takes me quite a bit longer to get a full charge than those who just fill up with gas and move on.”

To get a real life estimate, using average KWh charging rates from Texas to California, CleverJourneys checked Tesla’s website calculator to compare cost and time between gas and electric charging.

It’s easy to understand why Joe Biden needed to get gasoline prices higher and availability more difficult. Two of his major campaign donors (over $200 million in contributions) profit considerably:

🔹George Soros bought heavily in Rivian EVs stock in Nov. 2021.

🔹Warren Buffet’s trains carry the oil that would have run through Keystone Pipeline that Biden cancelled on Day 1 of his White House term.

390 minutes (6.5 hrs.) charge time. $12 in charging fees + $128 in charge time = $140. At 34 mpg in our Honda Civic, it takes us 48 gallons of gas. At $2 per gallon (before Biden) = $96. At $3 per gallon = $144; 4 per gallon = $192; $5 per gallon = $240 (during Biden)
Charging stations availability. July 2022

Current prices for charging an electric car at Walmart range anywhere from 12 cents to 99 cents per kW across the U.S. Most charge somewhere close to 30 cents.

“It just really depends on which Walmart or place you go to and what type of electric car you have,” Gary, a newly certified service EV repairman, explained. “They usually charge a buck ($1 fee) per charging session.”

Although Walmart and other places have installed superchargers, “it is not good to use them every day or too often,” Gary warned. “Supercharging your car daily can damage your battery health, and wear out its lifespan.”

“There’s a fee if you stay parked after your car is charged. ChargePoint gives you a 5-minute grace period to move your car after it’s finished,” said Gary.. “After that, it charges you 14 cents per minute up to a maximum of $5 per session.”

🔹According to the U.S. Energy Information Administration, the average U.S. household pays nearly 14 cents per kWh.

“An electric car gets 3 to 4 miles per kWh,” Gary stated. “So divide the total miles you drive each month by 3 to get the kWh you would use monthly. Multiply that number by your cost per kWh. The dollar amount you get could be less than what you pay each month to buy gasoline. I think this is why Biden is causing gas prices to go up.”

🔹If someone drives about 1,183 miles per month (Americans drive an average of about 14,200 miles annually), an EV, will use about 394 kWh in that timeframe.

🔹Using the U.S. household average from June 2022 of nearly 14 cents per kWh, it would cost about $55 per month to charge an electric car.

🔹Figure an extra $38.50 per month to charge an electric car at home if you pay the average 14 cents. This is a 33% increase on the average electric bill, according to stats from the Energy Information Administration. 

Prepare to wait.
Truck stop & EV station food.

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🔹Fully recharging the battery pack with a Level 1 or Level 2 charger can take up to 8 hours, and even fast charging stations take 30 minutes to charge to just 80 percent capacity.

LEVELS OF CHARGE

LEVEL 1 is the slowest and requires a regular 120-volt outlet, which you probably already have. Most EVs acquire roughly five miles per hour of charge when using Level 1 charging.

LEVEL 2 is a 240-volt electric circuit required for charging. This is commonly used for major appliances such as electric dryers, water heaters, and ovens. Installing one of these in a suitable location greatly increases charging capacity. With Level 2, most EVs can charge at a rate of about 35 miles per hour.

LEVEL 3 is the quickest charging station on the market, delivering massive amounts of power in a short amount of time. Modern EVs can charge up to 80% of their capacity in about 30 minutes. These should not be used often as it shortens battery life.

Not all DC fast chargers are created equal, as charger speed can vary from 24 kW to 350 kW, and not all cars are compatible with the fastest speeds or come close to their marketed capability in practice. 

CURRENT SAMPLE CHARGING COST (June 2022)

Georgia: EVgo network charges rates by state, and it varies for Level 2 charging. On its website, the pay-as-you-go approach costs 30 cents per minute in Georgia. However, if you’re an EVgo Plus member, the rate drops to 24 cents per minute.

Illinois: Electrify America bills 43 cents per kWh for guests and 31 cents per kWh for paid members; EVGo bills between 22 and 30 cents depending on membership status; those billing rates can change based on location.

Some studies show that you can save around $14,000 on fuel costs if you drive an electric car for about 15 years but sometimes this may not be enough to cover all the hidden costs that electric cars have. Some of these hidden costs that you may encounter could cost thousands of dollars, with a few costing over $10,000.

THE NOTORIOUS BATTERIES

At the heart of all-electric automobiles are batteries — literally, the entire car is designed around them, and they’re the most expensive part of the car.

🔹Currently, all EVs sold in the U.S. come with an eight-year/100k mile warranty. Keep in mind that the average age for a vehicle on the road in the U.S. is 12.1 years. EVs average age is unknown.

🔹At some point the cost to replace the battery is more than your vehicle might be worth — estimates range between $6,000 and $20,000 depending on the model.

“The most expensive repair made on an EV is most likely going to be the high-voltage battery,” Gary commented. “Not anyone can do this type of work and it’s something that should only be done by a trained specialist at a proper repair facility.”

“This is due to the very high-voltage danger as well as maintaining proper repair procedures,” he added. “These replacement parts will come directly from the dealer. There’s just not much competition among parts manufacturers to drive prices down.”

🔹These lithium batteries are benign when compared to Nickel-Cadmium cells or even other automotive compounds like brake fluid. This means it’s considered toxic in our waste stream, and no one is prepared for the volume of used batteries headed to scrap yards.

🔹The EPA reported in 2021 that at least 65 landfill fires were caused by lithium-ion battery waste.

🔹These batteries are extremely heavy with some weighing up to 1,400 lbs.

🔹EVs have a shorter range than gas-powered cars. Most models only range between 60 and 120 miles per charge and some luxury models might make it to 300 miles per charge.

For comparison, gas powered vehicles will average around 300 miles on a full tank of gas, and more fuel efficient vehicles getting much higher driving ranges. This can be an issue when looking at EVs if you take long trips. Availability of charging stations can make AEVs less suitable for activities like road trips.

HIGHER INSURANCE PREMIUMS

🔹According to bankrate.com, the average annual premium in the U.S. for a gas car is $1,655. The much higher EV premiums are mostly due to the high purchase price and the high cost of repairs. 

🔹Steve said he shopped around a paid $2,300 a year for insurance his last year of ownership before he sold his EV.

🔹Electric vehicles will generally cost 25%-40% more than a gas car in terms of the insurance. 

CHILD LABOR & ENVIRONMENT CONTROVERSIES

🔹Modern batteries require lithium, which can only be mined in a handful of countries.

🔹There is much controversy about young children being used to hand dig cobalt out of mines for long hours, 7 days each week.

🔹Once mined, this cobalt is used to produce thousands of small cylindrical cells, each of which must be carefully monitored—no trivial matter.

🔹You must add the cost of environmental and crash protection to prevent battery fires.

VEHICLE REGISTRATION

🔹Finding a vehicle inspection could be a challenge.

🔹A quick search across 12 states from California to Texas to Georgia to Michigan revealed EV registration fees to be between $50 to $250.

🔹This is primarily due to there being a tax on gas that is used to pay for new infrastructure. Many states want electric car owners to contribute to providing the services needed.

Random Notes

🔹Electric cars have a low center of gravity due to the placement of the battery pack, so tires can wear down more quickly than on gas-powered cars.

🔹Some EVs have a powertrain that needs to have its fluid replaced at periodic intervals, such as the Tesla Model S.

🔹EVs are especially at risk of battery issues in high and low temperatures. Cold weather can reduce your range in the short-term, while hot weather can reduce the overall battery life of your vehicle.

🔹Because the battery pack is located in the underbody of the vehicle, corrosion can be more damaging to EVs than to conventional cars. Wash off any road salt and other corrosive materials as soon as possible, and keep an eye out for corrosion on the charging port and other electrical components.

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History, Texas, Pioneers, Genealogy

From award-winning Texas author Cynthia Leal Massey.

See below in comment section

Can You Answer These 4 Critical Questions Every American Must Know?

It is a simple question for Democrats, mainstream media, socialists, RINOS, and the indoctrinated, that has an easy answer.

QUESTION 1

Why is Biden’s America so Vulnerable to a “Putin Price Hike” but Trump’s America Was Not?

Biden repeatedly blames Russia’s Putin for high and increasing consumer costs of living. These outrageous prices did not occur under President Donald J. Trump’s watch.

QUESTION 2

Why are Democrat controlled cities far more dangerous to live in?

Joe Biden told us he had a plan to beat COVID-19 swiftly.

QUESTION 3

Why has Biden’s “solution” resulted in the biggest serious health spikes in American history and did not resolve COVID-19 swiftly as promised?

From (5 months after his inauguration, just to be fair) June 15, 2021 to June 15, 2022, these are the spikes in health concerns during his White House residency:

🔹Miscarriages up 279%

🔹Breast cancer up 491%

🔹1052% increase in nervous system disorders

🔹166% spike in birth defects

🔹354% increase in male infertility

🔹372% spike in testicular cancer

🔹2184% in hypertension

🔹666% spike in malignant neoplasms

🔹681% spike in multiple sclerosis

🔹568% in Guillain-Barre Syndrome

🔹472% up in pulmonary embolism

🔹311% spike in Tachycardia

🔹455% up in migraines

🔹488% increase in female infertility

🔹440% spike in ovarian dysfunction

🔹312% in myocardial infarction

🔹307% spike in Bell’s Palsy

🔹Note: only males had male concerns and females had female concerns.

QUESTION 4

Why did Biden lie about his intent to get consumer prices under control?

During his 2022 State of the Union Address, Biden told America that his “top priority is getting prices under control.”

He lied…again.

Instead, the 2023 trade policy goals of the Biden administration is a mixture of trade restrictions and domestic subsidies designed to protect and promote his politically connected industries and firms at the expense of consumers and taxpayers.

Since January 21, 2021 through June 15, 2022, these are the cost increases:

🔹Gas…104%

🔹Energy…43%

🔹Airline tickets…42%

🔹Eggs…33%

🔹Used cars…28%

🔹Car & truck rentals…27%

🔹Hotels…27%

🔹Bacon…27%

🔹Suits…26%

🔹Chicken…26%

🔹Milk…25%

🔹Beef…22%

🔹Furniture…21%

🔹Oranges…18%

🔹Tires…17%

🔹Baby food…17%

🔹Shoes…15%

🔹Soup…15%

🔹Cereal…14%

🔹Coffee…14%

🔹Bread…10%

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From award-winning Texas author Cynthia Leal Massey.

How are the SOB (Soros-Obama-Biden) Gas Prices Working Out For You?

Forget the propaganda churned out by the corporate news media, here are the facts about the SOB (Soros-Obama-Biden) oil and gas policies designed to socialize America towards control via “The Great Reset, and New World Order (NOW).

SOROS-OBAMA

🔹The day before Barack Obama was inaugurated regular gasoline prices across the USA were $1.87 per gallon.

🔹When Obama left the White House the cost of gas was $4.22 per gallon.

🔹Immediately upon taking office he rescinded leases for oil shale production and expedited the failed Solendro energy deal while stalling other new energy production.

🔹He urged the Senate to pass a new higher energy tax.

🔹To George Soros’ delight, Obama opposed bills to unlock American energy resources, stopped drilling and leasing through new bureaucratic hurdles, and rejected the Keystone pipeline.

PRESIDENT TRUMP

2018– The United States became the world’s top crude oil producer under President Donald J. Trump and maintained the lead position through 2020.

April 7, 2020- Americans, with the leadership of President Trump in the White House, were enjoying low gasoline prices at the pump. $1.79 per gallon

BIDEN’S BUILD BACK BETTER

Jan. 21, 2021– Biden inaugurated and immediately cancels Keystone XL pipeline. Gas is at $2.09 gallon

Jan. 27, 2021– Biden halts new oil and gas leases. $2.35 gallon

Feb. 19, 2021– Biden rejoins Paris Climate Agreement. $2.48 gallon

May 7, 2021– Biden makes 30% of land off limits to oil and gas. $2.64 gallon

June 1, 2021– Biden halts drilling in ANWR. $3.07 gallon

June 30, 2021– Nancy Pelosi’s Congress reverses President Donald J. Trump’s natural gas regulations. $3.12 gallon

Oct. 7, 2021– Biden reverses Trump’s NEPA regulations. $3.27 gallon.

Oct. 29, 2021– Biden’s Department of Interior introduces “Social Cost of Carbon.” $3.43 gallon

Nov. 15. 2021- Biden begins moratorium on drilling in Chaco Canyon. $3.80 gallon

Feb. 24, 2022- Because Russia invades Ukraine, suddenly Biden Administration and Big Oil decides gas should be over $4 a gallon. $4.02 gallon.

March 1, 2022– Biden releases oil from US Strategic Petroleum Reserve again. $4.13 gallon

March 21, 2022- Biden’s SEC proposes Anti-oil Rule. $4.24 gallon

May 12, 2022– Biden cancels all remaining lease sales. $4.48 gallon.

June 12, 2022– Price of regular gas reaches all-time historical high according to AAA. State averages  range from $6.43 a gallon in California to $4.52 in Mississippi. $5.01 gallon

Recently, Senators Steve Daines, R-Mont.; Jim Risch, R-Idaho; Roger Marshall, R-Kansas; Mike Crapo, R-Idaho; Jerry Moran, R-Kansas; Bill Cassidy, R-La.; John Barrasso, R-Wyo.; Cynthia Lummis, R-Wyo.; Kevin Cramer, R-N.D.; John Hoeven, R-N.D.; and Tom Cotton, R-Ark. wrote a letter to Biden’s Energy Secretary Jennifer Granholm demanding she must comply with the law requiring her agency to disclose the number of jobs lost when Biden canceled the Keystone XL pipeline. 

“At the time of its closure, the Keystone XL pipeline project was already under construction and employed more than 1,500 workers,” the letter read. “By the end of 2021, the Keystone XL pipeline was projected to provide approximately 11,000 jobs.”

“The closure erased thousands of real, high-paying jobs and approximately $800 million in wages,” it continued. “Significant prospective spending for rural communities and small businesses, as well as tax revenue for local schools and public safety, disappeared with the stroke of a pen.” 

“The Keystone XL pipeline was a critical investment for U.S. energy security and job creation,” Sen. Risch said in a statement. “Why the administration made the decision to prioritize Russia’s workforce and energy sector over the United States is beyond me. The Department of Energy must report back on this significant domestic loss.” 

How is the Joe Biden-Kamala Harris “Build Back Better” agenda working out for you?

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From award-winning Texas author Cynthia Leal Massey.

Three Fingers and a Bird

The True Story of the Profound Lesson I Learned in 1963 on a Barber’s Chair

Just eight miles south-southwest of where I thought John Wayne fought at the Alamo was a spot in San Antonio where serious thinking and deciphering came into my life.

Slightly west of the halfway point along the street I saw President Kennedy on the day before his assassination–between the San Jose Mission and Kelly Air Force Base–is a region where my father was considered “patron.”

Starting on the Southeast corner of Southwest Military Drive, and heading south for eleven blocks on Commercial Street, was the first of five business pillars of our community.

Three proprietors were the foundation of commerce on Commercial Avenue and gaining the kind of momentum two others, Joe Barry and Mr. Stacey had held for a number of years. 

The first was Raymond “Bud” Jones of the “Meal A Minute” 89 cent All-You-Can-Eat -Fish fame. Bud, who passed away in October 2018, opened his legendary restaurant in 1959 at the Military Drive/Commercial southeast corner. Today, this South Side institution still serves the All-You-Can-Eat-Fish for $9.75 with his daughter Cathy and family running it.

Joe Barry owned the Terrell Wells grocery and gas store that eventually became the original VFW Post 8541. My daddy, Walter “Corky” Dennis, would go in to buy a pack of Camels (later on, he graduated to Salem’s) as I would sit in the car and look at the screen on a front door. It was painted yellow and blue with a gingham dressed girl smiling with bread in her hands proclaiming that we should “Reach for Sunbeam Bread.” 

Mercy, did I have a crush on that pretty blond haired-blue eyed beauty! I wondered often if she was kin to Dorothy of Kansas and Toto fame. Perhaps a blond cousin?

Later on, when I became at least as good at ‘cipherin’ as Jethro Bodine, I figured her out. I deduced she was the older sister of another girl and her dog– the little tan one on Coppertone signs who was embarrassed about having her panties almost torn off.

Across the street from Terrell Wells Grocery was Stacey’s Barber Shop. With a prominent barber pole on the south front lawn, Mr. and Mrs. Stacey lived on the north half of their shop in a small white wood framed house.

It was a matter of honor, but mostly courage, to sit up high on the board placed on the white arms of the barber chair of Mr. Stacey. I proudly received my trims from the same man who had cut my great grandfather John’s, grandpa Jack’s and father Corky’s hair.

I liked to go there with Daddy. But Mom, not so much. Momma would always make me sit close to the front door as we walked in. It just did not seem quite right for a girl like Momma, to be in a barber shop. There was nothing really wrong with it. Other mothers and even Mrs. Stacey came in. But a guy could not really appreciate the “feel” of the place with women in there.

There seemed to be more laughter and the men could talk about men’s things like “baseball,” or “a missile crisis” when the women were away.

In early December, Dad took me in. Grandpa Dennis was in one of the waiting chairs at the far right end facing the barber chairs on the left.

Without Momma around I could penetrate farther in and get away from the front door where the Porky Pig, Zorro or Superman books were. Sitting between Daddy and Grandpa I could scan the cover of nearby True Detective magazines. Mr. and Mrs. Stacey would never allow anything more manly than that. But to a guy just about to turn eight, True Detective was very mannish. (Note: The word “Macho” had not been invented yet as far as I know).

As each customer walked in, they were passed an 8 x 10 black and white glossy of what was purported to be the “last picture of JFK before he was shot.” One of the barbers had bought it for a dollar at the drug store located next to St. Leo’s Church on South Flores Street during their 1963 Fall Festival and Tamale Sale. Dad let me look at it and I felt important.

“Okay, Jack, you are next,” said one of the barbers. He was talking to Grandpa, who got up and sat down in a man’s size barber’s chair.

I did not notice who just walked in. I was determining if Daddy would let me go next, after Grandpa, instead of him. If so, Mr. Stacey would cut my hair. Then my odds for getting a sucker were better. Some of the other barbers did not always remember to pass out the suckers. Mr. Stacey never forgot, plus he would let me choose the color. I would leave the yellows or browns for the poor kids that were stuck with the other barbers.

Richard Floyd, my step grandfather sat down beside me grinning.

“Paw Paw,” I grinned back. We hugged.

Paw Paw was a tall human being.   With only one good eye and a few good teeth, he was not much for the world to see, but to me he walked on water.

“What are you doing, gettin’ your ears lowered, Booger?” He waved his hand from front to back over his head.

“They only charge Paw Paw half price, because I only have half my hair.”

What a treat it was to have two grandfathers and a father in the same barber shop all at the same time.

“Are you ready for your birthday?” Paw Paw asked.

When Grandpa Dennis heard that, he called me up and reached in his wallet. He handed me a dollar bill.

“Grandpa didn’t forget your birthday,” he said. “You tell your daddy to get you something with this.”

Paw Paw saw what was going on and he pulled TWO dollars out of his billfold and handed it to me with Happy Birthday instructions to tell my Mom to get me something with them.

Three whole dollars in a matter of seconds and it was the most money I had up to that point in my life. (Note: That amount in 1963 is worth $25.36 today).

When I sat back down, secretly enjoying the $3 in my pocket, my mind immediately jumped to disenchantment. Suddenly, my brain realized what people meant when they said “bad luck or trouble comes in threes.” And it had nothing to do with the money.

I had been waiting for the third calamity to reveal itself ever since my beloved cockerspaniel Blackie died on November 4th and John F. Kennedy on the 22nd.  Within a little over a month’s time, there I was, in the middle of the prohibited end of the barber shop and suddenly going through trauma numero tres!

It was at this moment I discovered that BOTH of my grandfathers had three fingers missing from their left hands.

What was this? Why hadn’t I really noticed their left hands before? Or maybe I did, but it did not register until I saw them both in the same room. Or was it because I was almost eight and noticing more adult things? After all, I had just scanned the covers of two True Detectives.

For at least the next few weeks I was terrified of everything my hands touched. Perhaps this was some kind of omen or family curse? What were the odds? Two grandfathers with the same hands missing three fingers!

My Daddy, policeman Walter “Corky” Dennis, was one of the motorcycle escorts next to the President’s car on the Kennedy motorcade during his San Antonio visit the day before his assassination in Dallas.

Just in time for Christmas, Daddy explained that Paw Paw was only my step-grandfather, so it really did not count—-there was no family curse.

“You do not have to worry about it any more.”

Thank God for Daddy’s explanation. I didn’t know how much longer I could have held out keeping my left hand in my pocket everywhere I went. Each morning when I awoke, I would look to see if those fingers on that hand were still there. Somehow it would sneak out from under the pillow during my sleep.

Definitely, I would not dare do what the other boys were inventing in the cafeteria.   By placing a pencil on top of their middle finger and bending the adjacent fingers over the pencil, they could “shoot the bird.”

Not quite understanding what that meant, as far as I was concerned if I shot that bird it was sure to be a recipe for the family curse. I knew that bird had wings for a reason. Around me it was going to just have to fly away. I did not intend to lose my three fingers over a bird.
     

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From award-winning Texas author Cynthia Leal Massey.

What Happened to ‘In God We Trust’ on 2022 American Quarters?

Historically, United States quarters show the head of George Washington facing towards IN GOD WE TRUST.

Why do new 2022 quarters depict America’s first president with his back to IN GOD WE TRUST?

America needs every head (on everything and everyone) to be turned towards God, now more than ever!

What Were George Washington’s Thoughts On God?

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From award-winning Texas author Cynthia Leal Massey.